Re: critical reasoning query
The answer is D.
Option A can be eliminated because 'claims' are not related to the losses.
Option B can be eliminated because the company wants to ensure the elderly, not the children.
Option C can be eliminated because including the greater number of services in the lower cost would not minimize the losses.
Option D is correct because, if they ensure the wealthy individuals and keep the premiums low according to the wealthy people (which would be comparatively high), the company losses would be minimized.